William H. Wilkinson III
CFP®, ChFC®, CLU®, CASL®, AIF®
President, Managing Principal
360 Wealth Management
Since 2003, when Bill started 360 Wealth Management, he has always gotten new clients from referrals. He still has many clients that originally came on board with him when he was in California, including a number of successful dentists. In fact, he is proud of the fact that he has never lost a client due to a client leaving him for another advisor. Bill attributes this to his absolute, unshakeable commitment to doing what is right for his client at all times. And his process for financial planning is extensive, he simply doesn’t understand how advisors can say they do comprehensive financial planning without doing the in-depth preparation first—including cash flow charts, net worth statements, gap analyses and more.
“The process of wealth management is of great interest to me; I continue to study and refine it, and as a lifelong learner, I always will,” says Bill.
Qualifications are of paramount importance to Bill and his firm. He has earned many prestigious designations, including CFP (CERTIFIED FINANCIAL PLANNER®), ChFC (Chartered Financial Consultant®), CASL (Chartered Advisor for Senior Living®), AIF (Accredited Investment Fiduciary®). He has his Series 65 license as well as his life & health insurance license. In the past, as a broker, he held Series 7, 24 and 63 licenses, but he is a fiduciary now.
Bill is one of two NFL Registered Player Financial Advisors in Arizona. The designation from the NFLPA (National Football League Players Association) is hard to get, and Bill feels it’s very important to help players invest wisely so they don’t end up with nothing at the end of their football career, as far too many have. He went through rounds of interviews and background checks, and his years of experience and credentials were verified before he became a registered advisor with them.
He is a member of the FPA (Financial Planning Association), the NEA (National Ethics Association), and the NAPFA (National Association of Personal Financial Advisors). The firm has a Better Business Bureau rating of A+ and uses the third-party administrator, TD Ameritrade, for added client protection. They have invested heavily in data security and are partnered with 55ip as fiduciary co-advisors. Their thematic portfolio options are often quite exciting to 360 Wealth Management clients, and 55ip’s ability to perform monthly tax-loss harvesting on client portfolios has proven to have had a positive impact on their net results.
Due to his early Wall Street experience in providing options to clients for fixed income, Bill knows the importance of safety in portfolio design. He points out that he is still creating income for people – helping them generate paychecks from their retirement savings. He believes in carefully balancing the risk-reward ratio in the portfolio, and he feels that tax considerations are paramount to real success.
In his spare time Bill enjoys spending time with family and friends, riding motorcycles, off-roading, and boating.